This is contents insurance. TVs, valuables, appliances, jewellery, etc. Anything you own that’s movable. If you have this already, do not forget to contact your insurance provider and advise them that you moved house. This is a must for both homeowners and tenants.
It’s important to note that glass (in terms of windows) is part of the home and is normally insured by the landlord against damage caused by storms or fire. But, as a tenant, you will be liable for the costs if you were directly responsible for damage to a window in the property you’re renting. The simplest would be to check the rental contract to see if you need to arrange glass insurance yourself. This you can arrange by adding glasverzekering to your inboedelverzekering as a small additional cost per month.
This is personal indemnity insurance. EVERY single person in NL should have this, as it covers you for personal indemnity. Here, if you walk into a store and you or your child knock over a shelf of plates/bottle etc, you are held responsible for all costs. If your child kicks a soccer ball through a school window, you are held responsible for the costs. If your child scratched a car with the handlebars of his bike, while he cycles past. You are responsible financially for any damage. We highly recommend getting this, it is cheap and you take it out for your whole family in one package. You can get this through your bank.